.lv1,.lv1 *,.lv1 *::before,.lv1 *::after{box-sizing:border-box}
.lv1{--lv1-ink:#10354f;--lv1-navy:#091e32;--lv1-blue:#167caf;--lv1-orange:#fb6d43;--lv1-muted:#658197;overflow:clip;background:#f4f8fb;color:var(--lv1-ink);width:100%;font-family:inherit}
.lv1 a{text-decoration:none}
.lv1__wrap{max-width:1450px;margin:0 auto;padding-left:clamp(20px,4vw,64px);padding-right:clamp(20px,4vw,64px)}
.lv1__hero{display:grid;grid-template-columns:minmax(0,.93fr) minmax(0,1.07fr);min-height:570px;background:var(--lv1-navy);color:#fff}
.lv1__hero-copy{position:relative;z-index:2;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;padding:clamp(64px,7vw,118px) clamp(22px,5.1vw,90px);background:radial-gradient(ellipse at 20% 10%,#1a4664 0,transparent 60%),var(--lv1-navy)}
.lv1__overline{display:flex;align-items:center;gap:13px;font-size:11px;line-height:1.5;font-weight:800;letter-spacing:.15em;color:#a0c8e3;text-transform:uppercase}
.lv1__overline span{display:block;width:29px;height:3px;background:var(--lv1-orange);flex:none}
.lv1__hero h1{max-width:680px;margin:23px 0 22px;font-size:clamp(44px,4.3vw,76px);letter-spacing:-.055em;font-weight:850;line-height:1.07;color:#fff;text-wrap:balance}
.lv1__hero-copy>p{max-width:545px;margin:0;color:#bbd2e1;font-size:clamp(15px,1.25vw,18px);line-height:1.8}
.lv1__hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:39px}
.lv1__btn{display:inline-flex;justify-content:center;align-items:center;gap:14px;min-height:52px;padding:15px 21px;font-size:11px;font-weight:850;letter-spacing:.075em;line-height:1.4;text-transform:uppercase;transition:transform .2s,background .2s,border-color .2s;white-space:normal;text-align:center}
.lv1__btn:hover{transform:translateY(-2px)}
.lv1__btn:focus-visible{outline:3px solid #51b7eb;outline-offset:4px}
.lv1__btn--orange{background:var(--lv1-orange);border:1px solid var(--lv1-orange);color:#fff}
.lv1__btn--orange:hover{background:#ed542c;border-color:#ed542c;color:#fff}
.lv1__btn--line{background:transparent;border:1px solid #829bad;color:#fff}
.lv1__btn--line:hover{background:#173b53;color:#fff;border-color:#bdddec}
.lv1__hero-art{position:relative;min-height:500px;overflow:hidden;background:#1d3e51}
.lv1__hero-art img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover;object-position:center;display:block}
.lv1__photo-tag{position:absolute;left:26px;bottom:24px;background:rgba(8,28,46,.85);border-left:3px solid var(--lv1-orange);color:#d8eaf4;padding:14px 17px;font-size:10px;font-weight:800;letter-spacing:.15em}
.lv1__metrics{max-width:1450px;margin:0 auto;padding:0 clamp(20px,4vw,64px);display:grid;grid-template-columns:repeat(4,minmax(0,1fr));background:#fff;box-shadow:0 18px 60px #173d5410}
.lv1__metric{padding:30px clamp(14px,2.3vw,35px) 31px;display:flex;flex-direction:column;gap:5px;min-width:0;border-right:1px solid #e0e9ef}
.lv1__metric:last-child{border-right:0}
.lv1__metric strong{font-size:clamp(32px,3.4vw,48px);line-height:1.1;font-weight:850;color:#123c59;letter-spacing:-.055em}
.lv1__metric span{font-size:13px;font-weight:800;color:#355b76}
.lv1__metric small{font-size:11px;line-height:1.5;color:#8a9faf}
.lv1__terms{padding-top:105px;padding-bottom:95px;display:grid;grid-template-columns:minmax(0,.72fr) minmax(0,1.28fr);gap:clamp(38px,5vw,85px);align-items:start;scroll-margin-top:90px}
.lv1__section-heading{max-width:520px}
.lv1__kicker{display:inline-block;color:#287da7;font-size:11px;font-weight:850;letter-spacing:.15em;line-height:1.5}
.lv1__section-heading h2,.lv1__calc-intro h2,.lv1__final h2{margin:18px 0 19px;font-size:clamp(33px,3.4vw,54px);letter-spacing:-.052em;line-height:1.12;font-weight:850;color:var(--lv1-ink);text-wrap:balance}
.lv1__section-heading p,.lv1__calc-intro p{margin:0;font-size:16px;line-height:1.85;color:var(--lv1-muted)}
.lv1__terms-panel{background:#fff;box-shadow:0 20px 55px #14384d0d;border:1px solid #e0e9ef}
.lv1__term{display:grid;grid-template-columns:30px minmax(0,1fr) auto;gap:17px;align-items:center;min-height:66px;margin:0 30px;border-bottom:1px solid #e5ecf2;padding:15px 0}
.lv1__term-index{font-size:10px;letter-spacing:.05em;font-weight:800;color:#ff7952}
.lv1__term-label{font-size:13px;line-height:1.5;color:#56738b}
.lv1__term strong{font-size:14px;line-height:1.4;font-weight:850;color:#113b57;text-align:right;max-width:210px}
.lv1__legal{display:flex;align-items:flex-start;gap:10px;margin:0;padding:24px 30px;color:#788fa1;font-size:11px;line-height:1.7;background:#f9fbfd}
.lv1__legal i{color:#348aaf;margin-top:3px;flex:none}
.lv1__calc-intro{padding-top:64px;padding-bottom:8px;text-align:center}
.lv1__calc-intro p{max-width:720px;margin:0 auto 9px}
.lv1__calc-intro h2{margin-top:13px}
.lv1__calculator .lc1{background:transparent}
.lv1__calculator .lc1::before{opacity:.7}
.lv1__calculator .lc1__shell{padding-top:44px;padding-bottom:105px}
.lv1__benefits{background:var(--lv1-navy);padding:100px 0 108px;position:relative;isolation:isolate}
.lv1__benefits::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(ellipse at 90% 0%,#20527380 0,transparent 58%)}
.lv1__section-heading--light h2{color:#fff}
.lv1__section-heading--light .lv1__kicker{color:#89caee}
.lv1__benefits-grid{margin-top:38px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}
.lv1__benefit{padding:29px 25px 34px;background:#12314c;border:1px solid #2d4c64;min-height:238px;transition:transform .2s,border-color .2s}
.lv1__benefit:hover{transform:translateY(-4px);border-color:#ff7047}
.lv1__benefit-icon{width:43px;height:43px;display:grid;place-items:center;background:#234b67;color:#ff8963;font-size:18px}
.lv1__benefit h3{color:#fff;margin:26px 0 12px;font-size:17px;letter-spacing:-.015em;line-height:1.3}
.lv1__benefit p{font-size:13px;line-height:1.75;color:#b1cadc;margin:0}
.lv1__steps{padding-top:108px;padding-bottom:110px}
.lv1__steps-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:43px;counter-reset:steps}
.lv1__step{position:relative;padding:30px 32px 36px;background:#fff;border-top:3px solid #e0ebf0;box-shadow:0 15px 45px #14384d0b;min-height:225px}
.lv1__step::after{content:"";position:absolute;top:-3px;left:0;width:58px;height:3px;background:#ff7047}
.lv1__step-number{font-size:43px;line-height:1;font-weight:850;color:#b7d8e8;letter-spacing:-.06em}
.lv1__step h3{font-size:19px;line-height:1.35;color:#153e5a;margin:20px 0 10px}
.lv1__step p{font-size:13px;color:#627e95;line-height:1.75;margin:0}
.lv1__faq{background:#eaf2f7;padding:98px 0 105px}
.lv1__faq-layout{display:grid;grid-template-columns:minmax(0,.78fr) minmax(0,1.22fr);gap:clamp(35px,5vw,80px)}
.lv1__faq-list{border-top:1px solid #c8dbe7}
.lv1__faq-item{border-bottom:1px solid #c8dbe7}
.lv1__faq-item summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:22px;padding:24px 4px;cursor:pointer;font-size:15px;font-weight:800;line-height:1.5;color:#183e59}
.lv1__faq-item summary::-webkit-details-marker{display:none}
.lv1__faq-item summary i{font-size:13px;color:#2382b0;transition:transform .2s;flex:none}
.lv1__faq-item[open] summary i{transform:rotate(45deg)}
.lv1__faq-item p{font-size:14px;line-height:1.8;color:#58778c;margin:0;padding:0 45px 24px 4px}
.lv1__faq-item summary:focus-visible{outline:2px solid #1a8dc3;outline-offset:2px}
.lv1__final{padding:94px 0 105px;background:#0d304c;color:#fff}
.lv1__final-layout{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:clamp(35px,5vw,80px);align-items:center}
.lv1__final .lv1__kicker{color:#80c2eb}
.lv1__final h2{color:#fff;max-width:750px}
.lv1__final p{max-width:680px;color:#b9d1e0;line-height:1.75;margin:0;font-size:16px}
.lv1__final-actions{display:flex;flex-direction:column;align-items:stretch;gap:13px;max-width:370px;margin-left:auto;width:100%}
.lv1__final-actions .lv1__btn{width:100%;min-height:58px}
.lv1__final-actions span{font-size:12px;line-height:1.6;color:#96bdd2;text-align:center;margin-top:6px;overflow-wrap:anywhere}
@media(max-width:1100px){.lv1__hero{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.lv1__hero-copy{padding:70px 34px}.lv1__hero h1{font-size:clamp(40px,4.4vw,58px)}.lv1__benefits-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.lv1__terms{grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:32px}}
@media(max-width:780px){.lv1__hero{display:flex;flex-direction:column}.lv1__hero-copy{padding:64px 24px 54px}.lv1__hero h1{max-width:580px;font-size:clamp(38px,8vw,58px)}.lv1__hero-art{min-height:370px}.lv1__metrics{grid-template-columns:repeat(2,minmax(0,1fr))}.lv1__metric:nth-child(2){border-right:0}.lv1__metric:nth-child(-n+2){border-bottom:1px solid #e0e9ef}.lv1__terms,.lv1__faq-layout,.lv1__final-layout{grid-template-columns:1fr}.lv1__terms{padding-top:72px;padding-bottom:72px}.lv1__terms .lv1__section-heading{max-width:720px}.lv1__calc-intro{padding-top:30px}.lv1__calculator .lc1__shell{padding-bottom:76px}.lv1__benefits,.lv1__steps,.lv1__faq,.lv1__final{padding-top:76px;padding-bottom:80px}.lv1__steps-grid{grid-template-columns:1fr}.lv1__final-actions{margin:0;max-width:480px}}
@media(max-width:520px){.lv1__hero-copy{padding:51px 20px 46px}.lv1__hero h1{font-size:clamp(35px,9.4vw,46px)}.lv1__hero-copy>p{font-size:14px}.lv1__hero-actions{width:100%}.lv1__hero-actions .lv1__btn{width:100%}.lv1__hero-art{min-height:260px}.lv1__photo-tag{left:15px;bottom:14px;font-size:9px;padding:11px}.lv1__metric{padding:23px 14px}.lv1__metric strong{font-size:36px}.lv1__metric span{font-size:12px}.lv1__metric small{font-size:10px}.lv1__term{margin:0 17px;grid-template-columns:21px minmax(0,1fr);gap:6px 9px;padding:16px 0}.lv1__term strong{grid-column:2;text-align:left;max-width:none}.lv1__legal{padding:19px 17px}.lv1__benefits-grid{grid-template-columns:1fr}.lv1__benefit{min-height:0}.lv1__section-heading h2,.lv1__calc-intro h2,.lv1__final h2{font-size:clamp(32px,8vw,41px)}.lv1__step{padding:24px}.lv1__faq-item summary{font-size:14px}.lv1__faq-item p{font-size:13px;padding-right:20px}}
@media(prefers-reduced-motion:reduce){.lv1__btn,.lv1__benefit,.lv1__faq-item summary i{transition:none}}